PURPOSE OF THIS PRIVACY POLICY

Money Minds respects your privacy and is committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website/app and tell you about your privacy rights and how the law protects you.

IMPORTANT INFORMATION AND WHO WE ARE

This privacy policy aims to give you information on how Money Minds collects and processes your personal data through your use of this website, including any data you may provide through this website when you subscribe OR purchase a product or service OR take part in a competition. This website is not intended for children and we do not knowingly collect data relating to children.

CONTACT DETAILS

If you have any questions about this privacy policy or our privacy practices, please contact us in the following ways:

Full name of legal entity: Money Minds
Twitter: @moneymindsapp

WE COLLECT THE FOLLOWING TYPES OF INFORMATION

Information you provide to us directly: when you register for an account via email, we collect your username and email address.

TECHNICAL INFORMATION WE COLLECT

Any use of Money Minds’s website and/or app may result in the collection of technical information such as your computer’s IP address, mobile device identifier, meta data, operating system, browser name/version, the referring web page, requested page; such information is used to help us understand the overall usage pattern of our website and software. We also use third-party analytics tools to help us measure how you use our website. These tools collect information sent by your device or our service, including how you like to use our software and website which can help us in improving our Service. Money Minds may invite you to provide information through feedback on features on our website or software; we may send out email inviting feedback or offering products and services; or we may ask you for information concerning support of our products or services. Your response to these communications may require you to submit personal information and opinions.

HOW WE USE YOUR INFORMATION

Purpose of Data Use and Activities:

1. User Experience Enhancement:
– Help you efficiently access your information after you sign in.
– Remember information so you will not have to re-enter it during your visit or the next time you visit the app.
– Provide personalized content and information, including marketing and ads.

2. App Improvement and Development:
– Provide, improve, test, and monitor the effectiveness of our app.
– Develop and test new products and features.
– Automatically update Money Minds app on your device.

3. Analysis and Diagnostics:
– Monitor metrics such as total number of visitors, traffic, and demographic patterns.
– Diagnose or fix technology problems.

Specific Purposes and Legal Bases for Processing Personal Data:

1. To register you as a new customer
– Type of data: Identity, Contact
– Legal basis: Performance of a contract with you

2. To process and deliver your order, which includes:
– Managing payments, fees, and charges
– Collecting and recovering money owed to us
– Type of data: Transaction
– Legal basis: Necessary for our legitimate interests (to recover debts due to us)

3. To manage our relationship with you, which will include:
– Notifying you about changes to our terms or privacy policy
– Asking you to leave a review or take a survey
– Type of data: Identity, Contact, Marketing and Communications
– Legal basis: Necessary to comply with a legal obligation; Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services)

4. For engagement and security:
– Enable participation in a prize draw, competition, or survey
– Administer and protect our business and this website
– Type of data: Identity, Contact, Technical
– Legal basis: Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud, and in the context of a business reorganization or group restructuring exercise)

5. To deliver and measure marketing effectiveness:
– Deliver relevant app content and advertisements
– Use data analytics to improve our app, products/services, marketing, customer relationships, and experiences
– Make suggestions and recommendations about goods or services of interest
– Type of data: Profile, Usage, Marketing and Communications, Technical
– Legal basis: Necessary for our legitimate interests (to study how customers use our products/services, to develop them, to grow our business and to inform our marketing strategy)

Additional Notes:

– The company may process personal data on more than one lawful ground depending on the specific purpose for using the data.
– Individuals are encouraged to contact the company if they need details about the specific legal ground(s) being relied upon for processing their personal data, especially when more than one ground is involved.

PURPOSE OF USING YOUR INFORMATION

We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising.

Promotional offers from us:
We may use your Identity, Contact, Technical, Usage and Profile Data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you (we call this marketing). You will receive marketing communications from us if you have requested information from us or purchased goods or services from us and you have not opted out of receiving that marketing.

Third-party marketing:
We will get your express opt-in consent before we share your personal data with any third party for marketing purposes.

Opting out:
You can ask us or third parties to stop sending you marketing messages at any time by following the opt-out links on any marketing message sent to you or by contacting us at any time. Where you opt out of receiving these marketing messages, this will not apply to personal data provided to us as a result of a product/service purchase, warranty registration, product/service experience or other transactions.

Cookies:
You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

Change of purpose:
We will only use your personal data for the purposes for which we collected it unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us. If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis that allows us to do so. Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

SHARING OF YOUR INFORMATION

We will not rent or sell your information to third parties outside of Money Minds without your consent, except as noted in this Policy.

Parties with whom we may share your information:
We may share User Content not personal information with potential business partners, service providers as a way of improving our service and providing relevant content. This will be done under confidentiality terms. We may remove parts of data that can identify you and share anonymized data with other parties. We may also combine your information with other information in a way that it is no longer associated with you and share that aggregated information.

We may be required to disclose your information without your prior consent by law for the following reasons:
– Comply with law or legal process
– Protect and defend our rights and property, or the rights and property of a third party
– Protect us against misuse or unauthorized use of any of Money Minds products, software, services, or other proprietary materials
– Prevent death or imminent bodily harm.
– Prevent and address fraud and other illegal activity

HOW WE STORE YOUR INFORMATION

Storage and Processing:
We use commercially reasonable precautions to help keep your personal information safe and stored securely. However, we cannot ensure the security of any information you transmit to Money Minds or guarantee that information on the app may not be accessed, disclosed, altered, or destroyed. Please do your part to help us. You are responsible for maintaining the secrecy of your unique password and account information, and for controlling access to emails between you and Money Minds, at all times. Your privacy settings may also be affected by changes to the social media services in which you connect to. We are not responsible for the functionality, privacy, or security measures of any other organization. Following termination or deactivation of your account, Money Minds, its Affiliates, or its Service Providers may retain information (including your profile information) and User Content for a commercially reasonable time for backup, archival, and/or audit purposes.

CHILDREN’S PRIVACY

Money Minds does not knowingly collect or solicit any information from anyone under the age of 13 or knowingly allow such persons to register for the app. The app and its content are not directed at children under the age of 13. In the event that we learn that we have collected personal information from a child under age 13 without parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child under 13, please contact us.

OTHER WEBSITES AND SERVICES

We are not responsible for the practices employed by any websites or services linked to or from our app, including the information or content contained within them. Please remember that when you use a link to go from our app to another website or service, our Privacy Policy does not apply to those third-party websites or services. Your browsing and interaction on any third-party website or app, including those that have a link on our website/app, or are accessed through our web/app are subject to that third party’s own rules and policies. In addition, you agree that we are not responsible and do not have control over any third-parties that you authorize to access your User Content. If you are using a third-party website or app and you allow them to access your User Content you do so at your own risk.

QUESTIONS

If you have any questions about this Privacy Policy or the Service, please find the appropriate support channel in the app or contact us on Twitter @moneymindsapp.

CHANGES TO OUR PRIVACY POLICY

Money Minds may modify or update this Privacy Policy from time to time, so please review it periodically. We may provide you additional forms of notice of modifications or updates as appropriate under the circumstances. Your continued use of the website or the app after any modification to this Privacy Policy will constitute your acceptance of such modification.